There’s a question I ask every financial planning client when they start a financial planning relationship with us. “Would you like us to shop insurance for you to see if we can get better coverage for the same price or the same coverage for a better price?” It’s not a promise of results or a pitch for a sale, given …

It is well known that many innocuous substances when combined, can produce unintended outcomes. For example, someone taking opiate painkillers who then drinks alcohol can end up with symptoms as mild as nausea and extreme as stopping breathing and going into a coma (assuming the former doesn’t simply result in death!) These issues are a large part of the specialized …

Over the weekend I spent a great deal of entertainment time listening to a new podcast called “If Books Could Kill.” The basic premise of the podcast is that bloggers and podcasters Michael Hobbes and Peter Shamshiri read books sold at the airport, often made up of “pop science” topics such as behavioral psychology, self-help, political topics, and personal finance, …

You see a verdant green forest and a well-groomed dirt path. A moment later, the Magnum PI, Tom Selleck, appears and begins to tell you about how this isn’t his first rodeo and he wouldn’t be talking to you about reverse mortgages if he thought they were a scheme to rip you off or take your home away from you. …